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Is a Cashless Society a Good Thing or a Bad Thing?
During the 1980s and 90s, I owned a couple of Baskin Robbins stores which were mostly cash businesses during that era. On its way to our commercial bank account, the cash got counted a minimum of seven times: during the customer transaction, at shift changes, at the...

The Emerging Crypto Micropayments Industry
In 2015, I wrote a column, "Going Beyond Micro-Payments to Nano-Payments" where I talked through some of the possible uses for tiny micropayments far smaller than anything possible today. Like others, I assumed blockchain technology would be the key to getting the...

The Ukraine War is Paving the way for Robotic Warfare in the Future
Throughout history, nations have sought to achieve a technological military advantage. Strong nations have stayed strong by being the first to develop breakthrough munitions (from fire and gunpowder to nuclear weapons) and munitions delivery systems (from catapults...

The Day that Passwords Died (It’s coming soon, really!)
If there was ever a reason to celebrate, it will be the day we no longer need passwords for secure logins and access to websites and apps. For the vast majority of people, passwords have become the bane of their online existence. Properly utilized, today’s...

Deurbanization Part 2 – Ten New Predictions
While some of my columns are global in nature, this one is focused primarily on the U.S. even though many of these trends may be applicable to other areas of the world. I first wrote about deurbanization in February of last year, when we all were just starting to...

The Future of Crypto Ecosystems and their Mainnets
“These are the times that try men's souls!” Over the past few days, I’ve heard several people use this Thomas Paine quote! A crash in cryptocurrency prices has wiped away countless billions in value over the past few days as the price of Bitcoin plunged to its lowest...

Drone Delivery: A Massive Huge Industry Coming Soon to a Doorstep Near You
The path to the future is really many paths, each moving in fits and starts with rapid progress along some and unexpected but ultimately explainable delays along with others. In 2015 I looked in detail at the progress of the drone delivery business. That column,...

Creating a Code of Ethics for Artificial Intelligence
For more than 50 years, scientists, philosophers, and mathematicians have been exploring and perfecting advances in artificial intelligence (AI) while the average person was in the dark about the details and actual capabilities during this time. It wasn’t until IBM’s...

How Many of Today’s Cryptocurrencies Will Still Exist in 2040?
A few days ago, I was listening to episode 597 of the Bad Crypto Podcast and it was rather insightful listening to how Joel Comm and his co-host Travis Wright randomly picked cryptocurrencies from listings on CoinGecko and evaluated them on the spot using a variety of...

Nine Ways Autonomous Transportation will Impact Real Estate
It won’t be long until we see major breakthroughs in the number of autonomous vehicles (AVs) on our roadways – both for on-demand passenger travel as well as for product delivery. AV technology is improving quickly, and it appears that the bigger inhibitor to more...
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